Bankruptcy Lawyer Serving Pearl City, HI, and Honolulu, HI
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Why Choose Us
- Free first consultation
- 7 days a week service
- We take the stress off you
We're here for you!
Here at Greg Dunn, Bankruptcy and Debt Relief Attorney in Hawaii, we know that bankruptcy and debt relief is no laughing matter. That's why we'll assign you an expert bankruptcy and debt relief lawyer to help you achieve the best outcome for your situation, should you need to file for bankruptcy in Hawaii.
As Hawaii's premier bankruptcy and debt relief law firm, we always do our best to help our clients get the best possible results.
We give each case that comes our way the utmost attention, and keep our clients' best interests at the forefront of everything we do.
When you need a highly trained, experienced, and professional bankruptcy and debt relief lawyer in Hawaii if you must file for bankruptcy, you've come to the right place.
What is bankruptcy?
Bankruptcy is a legal proceeding that offers those who cannot pay off their debts a fresh financial start. The right to file for bankruptcy is provided by Federal law and most bankruptcy cases are handled in Federal Court. Filing for bankruptcy will put a freeze on creditors' right to collect debts from you, lasting until your debt is sorted out according to law.
Please note that bankruptcy is not the cure to every financial problem. Nor is it the right step for every individual. Bankruptcy may appear on your credit report for seven to ten years, and may affect your ability to obtain credit in the future. However, if you're already behind on your bills, your current credit situation may not be able to get much worse.
Call our experienced bankruptcy lawyer today for sound guidance on where to turn next if you believe you may need to file for bankruptcy.
Chapter 7
If your debts consist mostly of credit cards, medical bills, auto loan deficiencies, or other unsecured debts, filing for Chapter 7 bankruptcy may be the appropriate road for you to set out on. At Greg Dunn, Bankruptcy and Debt Relief Attorney, our experienced bankruptcy lawyer will guide you each step of the way. Such debts can be wiped out entirely in most cases, in order to offer you a new beginning and a fresh start. This is called "discharge" in bankruptcy language.
A Chapter 7 Bankruptcy takes about four to six months from start (when you hire us) to finish ("discharge"). It does not wipe out most tax debts, student loans, child or spousal support obligations, or court fines and traffic tickets.
Chapter 13
Opting for a Chapter 13 Bankruptcy filing is the route of reorganization. This may be appropriate for you if you are experiencing any of the following circumstances:
- You wish to stop a foreclosure on your home and bring your mortgage payment current; or
- You wish to reorganize your debts instead of seeking a complete discharge under Chapter 7; or
- You have non-exempt assets which you would be required to surrender under Chapter 7; or
- You have already filed a Chapter 7 Bankruptcy within the last eight years.
- Student loans which are generally non-dischargeable in a Chapter 7.
Call Greg Dunn, Bankruptcy and Debt Relief Attorney in Hawaii to discuss your situation and options in detail.
FAQs About Working With a Bankruptcy Attorney in Honolulu, HI
Choosing to file for bankruptcy is a big decision and one that deserves clarity and support. As an experienced bankruptcy attorney in Honolulu, HI, we’re here to answer your most pressing questions and help guide you toward financial stability.
What Types of Bankruptcy Do You Handle in Honolulu?
We handle both Chapter 7 and Chapter 13 bankruptcy cases. Whether you’re looking to eliminate unsecured debt or restructure your payments, we tailor our approach to your unique situation. As a trusted bankruptcy attorney in Honolulu, HI, we’ll help you decide which path best protects your assets and relieves financial stress.
How Do I Know if Bankruptcy Is Right for Me?
If you're overwhelmed by debt, facing constant collection calls, or falling behind on bills, bankruptcy might be a smart legal tool for relief. We evaluate your income, debts, and financial goals to see if filing makes sense. As your bankruptcy attorney in Honolulu, HI, we explain every option clearly before moving forward.
Will Filing for Bankruptcy Ruin My Credit Forever?
Not at all. While bankruptcy does impact your credit initially, it also stops further damage caused by missed payments or growing debt. Many of our clients see improvements in their credit within a year. We help you understand the long-term benefits so you can rebuild with confidence.
How Long Does the Bankruptcy Process Take?
It depends on the type of bankruptcy. Chapter 7 typically takes about 3–6 months, while Chapter 13 repayment plans last 3–5 years. We stay by your side through each step, making the process as smooth and stress-free as possible from start to finish.
Can I Keep My Home or Car if I File for Bankruptcy?
Yes, in many cases you can keep your home and car, especially if you’re current on payments or filing under Chapter 13. We’ll review your assets and exemptions to help you protect what matters most. Our goal as your bankruptcy attorney in Honolulu, HI, is to maximize your protection while eliminating burdensome debt.
